Connect Stripe and every invoice you send carries a pay link. Your client pays it by card, or straight from their own banking app with no card details to dig out, and the invoice marks itself paid without you checking the bank. Sendinvo takes no cut. Stripe’s own processing fee still applies.
30 days of everything, free. No card needed.
Oakfield Joinery
Invoice INV-0042
Link your own Stripe account from your settings. The money goes straight to you; Sendinvo never holds it.
Each invoice carries a secure pay page. Your client opens it on a phone and pays by card, or straight from their bank. No account and no login either way.
The whole balance, an amount they type in themselves, or, on a job you’ve split into stages, the next stage payment or the deposit.
The moment the payment goes through, the invoice updates on its own, paid or part paid, and you get an email. Nothing to match against your bank statement.
On a sterling invoice your client can skip the card. They pick their bank on the pay page and approve the payment in their own banking app, and the money reaches your Stripe account. No card details, and none of the sort code, account number, and reference to copy across that a manual bank transfer needs. That suits a household that would rather not type in a card, and an office manager who won’t put a company card into a website.
This is Stripe’s Pay by Bank, built on UK open banking. Sendinvo records it as an instant bank payment, so your CSV export tells it apart from a card payment, and the invoice marks itself off the same way.
Three things decide whether it shows up. The invoice has to be in pounds, the payment has to fall between 50p and £10,000, and Stripe has to have switched the capability on for your account. A stage payment above that ceiling goes on the card instead, and the pay page says which applies.
You’ve done the job, got the sign-off, and sent the invoice. This is what happens between your client tapping pay and the money reaching you.
There’s no platform fee on top, so nothing of yours is skimmed off a £4,000 stage payment for the privilege of collecting it. Stripe’s own processing fee still applies, out of your own Stripe account, and what it costs depends on how your client pays. A commercial card, which a business client is likely to use, costs more than a standard one, and a card issued outside the UK more again. An instant bank payment is capped, which usually makes it the cheapest way to take a large stage payment. Stripe publishes its rates at stripe.com/gb/pricing. We charge a flat monthly subscription rather than a percentage of what you invoice.
Finished the job and the client is at the door? Take payment on the invoice shows its pay page as a QR code. Choose what to ask for (what’s due now, the whole balance, or an amount they type), and they scan it with their own phone and pay by card or from their bank. The screen says when the payment has gone through.
Connect Xero or QuickBooks and each payment goes across as it lands, with Stripe’s fee as a spend of its own, so the books show what the client paid and what reached your bank.
Every charge is worked out again on our server from what the invoice still owes. Two people paying the same invoice at once are handled one at a time, so a job can’t be paid for twice.
Charged for a part you didn’t fit, or took a deposit for a job that never started? Refund the payment from the invoice and it goes back through Stripe, in full or in part. If you paid it back another way, by transfer or in cash, record it against the invoice instead and the balance, status, and totals all stay right.
Stripe already emails your client its own card receipt. If you’d rather one came from your business as well, switch that on; it’s off by default so nobody gets two.
Most UK work is invoiced in pounds, but the option is there: invoice and take card payments in any of ten currencies. Each respects Stripe’s per-currency minimum; under that, your client is pointed to pay by bank transfer instead. Paying straight from the bank is sterling only, so a foreign-currency invoice is paid by card.
No. There’s no platform fee on top, so nothing is skimmed off a stage payment for the privilege of collecting it. Stripe’s own processing fee still applies, and what it costs depends on how your client pays; Stripe publishes its rates at stripe.com/gb/pricing. We charge a flat monthly subscription rather than a percentage of what you invoice.
On its own. When the payment goes through, Sendinvo updates the invoice: paid in full, or part paid if they paid part of it. You get an email when the money lands, so you’re not cross-checking a bank statement at the kitchen table.
Yes, on a sterling invoice, once Stripe has switched it on for your account. They pick their bank, approve the payment in their own banking app, and the invoice marks itself off. No card details, and none of the sort code, account number, and reference to copy across that a manual transfer needs. It’s offered on payments between 50p and £10,000, and recorded as an instant bank payment so your CSV export tells it apart from a card payment.
Yes. Instant bank payment is Stripe’s Pay by Bank, built on UK open banking. Your client picks their bank on the pay page and approves the payment in their own banking app, so no card is involved and there’s nothing to copy across. It works on sterling invoices, on payments between 50p and £10,000, once Stripe has switched it on for your account.
Yes. On the pay page your client can pay the whole balance, an amount they type in themselves, or, on a job you’ve split into stages, the next stage payment or the deposit. Every amount is worked out again on our server, and two payments on the same invoice are handled one at a time.
Yes. Refund a card or instant bank payment from the invoice and Sendinvo sends it back through Stripe, in full or in part. It returns to the card or bank account it came from, and the invoice reopens for anything still owing. If you paid it back another way, by transfer or in cash, record that against the invoice instead so it shows the true position.
Stripe emails your client its own card receipt. You can also send a receipt from your own business when a payment lands, though that’s off by default so nobody gets two.
Connect Stripe and every invoice you send carries a pay link: card, or straight from their banking app. It marks itself paid when the money moves.